Please select a message from below you wish to view. ------------------------------------------------------------------------------------------------------------- May 15, 2010 It is with great pleasure that I report on the progress our Company has achieved during the first quarter of 2010. The national economy has now begun the recovery from the deepest recession it has seen since the Great Depression although the recovery remains somewhat fragile with unemployment remaining stubbornly high. Interest rates remain at historically low levels squeezing bank interest margins and bank profitability... ------------------------------------------------------------------------------------------------------------- March 16, 2010 It is with great pleasure that I provide you with an update on our Company as of year-end 2009. During 2009, the Company completed its three year probationary period required for new banks and left denovo status on May 19, 2009. At year-end, the Company had completed its first full 3 years of operations with $1,077,000,000 in assets moving it into fifth place in market share in the New Orleans area. During its brief 3 plus years in existence, our Company has become recognized as a preferred provider of banking services on the south shore of New Orleans... ------------------------------------------------------------------------------------------------------------- November 11, 2009 It is my pleasure to update you on the progress that our Company has made during the third quarter of 2009. It is now evident that the nationwide recession has ended and our U.S. economy has entered into the recovery stage, although a fragile one. Despite the improving stock market and increasing manufacturing and residential construction, the credit markets, in general, and the megabanks, in particular, remain frozen providing the recovering economy with a real challenge to expanding the recovery... ------------------------------------------------------------------------------------------------------------- August 17, 2009 I am pleased to provide you with a summary of the progress which our company has made during the second quarter of 2009.  As you are all aware, the national economy continues in the midst of the strongest downturn since the 1981 recession.  This recession was initiated by excesses in the credit markets which led to a major crisis among the very largest financial institutions... ------------------------------------------------------------------------------------------------------------- June 08, 2009 I am happy to report to you on the progress our Company has made in the first quarter of 2009.  Despite the significant upheaval in the nation’s economy and financial markets, the New Orleans economy has continued to progress.  Unemployment levels in the area remain in the 5.3% range and continue to reflect job creation from the same month of the prior year... ------------------------------------------------------------------------------------------------------------- March 11, 2009 The intervening three months since I last wrote you have certainly been one of the most challenging times in the history of the United States, especially for the financial segment of our economy.  Fortunately Louisiana, and especially the New Orleans metro area, has not been significantly affected by the economic turmoil throughout much of the country... ------------------------------------------------------------------------------------------------------------- December 11, 2008 Certainly, the third quarter of 2008 and the intervening two months since then are among the most tumultuous in our country’s history.  I am very pleased to inform you that our Company has continued to grow and have success despite two hurricanes and the economic meltdown among the investment banking industry and the credit freeze initiated by the nation’s largest commercial banks... ------------------------------------------------------------------------------------------------------------- August 20, 2008 The second quarter of 2008 has been a very active and productive quarter for our Company.  We are excited about the progress our Company has made during its second full year of operation (May 19, 2007 to May 19, 2008).  Our second anniversary marked the completion of two significant acquisitions as well as continued internal growth... ------------------------------------------------------------------------------------------------------------- January 17, 2008 I am pleased to present an update on the progress of First NBC Bank. There have been a number of events which provide the opportunity for the bank to continue its rapid growth and expansion.  We expect the future to continue to show significant returns and we will continue to offer quality customer service... ------------------------------------------------------------------------------------------------------------- May 28, 2006 Welcome. First NBC Bank is a newly established state chartered bank headquartered in New Orleans, Louisiana. Our main office is located in the historic First NBC building in the heart of the New Orleans Central Business District at 210 Baronne Street... -------------------------------------------------------------------------------------------------------------