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Business Checking, Savings and Money Market Account Rate Sheet

Account Product Name Minimum Opening Deposit Minimum Daily Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Account fees could reduce earnings. The interest rate and annual percentage yield may change after account opening. Daily balance is the amount of the principal in the account each day. Interest Rates and Annual Percentage Yields are current as of 02/28/2014. For current rate information call (866) 441-5552.  * Federal Law limits the number of withdrawals to six (6) “convenient transfers” from your account each four (4) week or similar period.  Convenient transfers include pre-authorized or automatic transfers, telephone (including data transmission) agreement, and transfers by check, draft or debit card or similar order (including POS transactions) made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited.
Smart Savings* $500.00 $0    
    Daily Balances as of:
$0 - 9,999.99
$10,000.00 - 99,999.99
$100,000.00 - 249,999.99
$250,000.00 and up

0.25%
0.50%
0.75%
1.00%

0.25%
0.50%
0.75%
1.01%
Smart Business Now $100.00 $1,000.00    
    Daily Balances as of:
$1,000.00 - 9,999.99
$10,000.00 - 249,999.99
$250,000.00 - 999,999.99
$1,000,000.00 and up

0.25%
0.50%
0.75%
1.00%

0.25%
0.50%
0.75%
1.01%
Escrow Now $10,000.00 $250,000.00 0.25% 0.25%
Smart Business MMA* $100.00 $5,000.00    
    Daily Balances as of:
$5,000.00 - 99,999.99
$100,000.00 - 249,999.99
$250,000.00 - 999,999.99
$1,000,000.00 and up

0.25%
0.75%
1.00%
1.25%

0.25%
0.75%
1.01%
1.26%
Iolta Account $100.00 $100.00 0.60% 0.60%