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Business Money Market Accounts

Our business money market account is designed for businesses that have excess funds, desire higher interest rates, and want immediate access to their funds. 

Account Type More Info Monthly Service Charge Minimum Opening Balance Minimum Balance To Avoid Service Charge Minimum Daily Balance to Earn Interest
Smart Business MMA More» $10 $100 $5,000
Average Daily Balance
$5,000

Smart Business MMA

This account was created for businesses with at least $5,000 in excess funds who want better returns, total liquidity, and limited check writing. 

  • Make up to six withdrawals per month*
  • A $15 fee will be assessed for each withdrawal in excess of the number allowed on this account per statement period
  • Earn competitive interest rates on the daily balance of $5,000 or more with tiered interest rate levels that allow you to earn more on higher balances
  • No monthly service charge with an average daily balance of $5,000, otherwise a $10 monthly service fee
  • Monthly check image statements

*Federal Law limits the number of withdrawals to six (6) “convenient transfers” from your account each four (4) week or similar period.  Convenient transfers include pre-authorized or automatic transfers, telephone (including data transmission) agreement, and transfers by check, draft or debit card or similar order (including POS transactions) made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited.