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Business Savings Account

First NBC Bank offers your business a secure savings account that provides available liquidity, while earning interest.

Account Type More Info Monthly Service Charge Minimum Opening Deposit Minimum Balance To Avoid Service Charge Minimum Daily Balance to Earn Interest
Smart Savings More›› $3


$300 Minimum Daily Balance $1.00

Smart Savings

A savings account that allows you to save and earn interest while maintaining access to your money:

  • Minimum opening deposit of $500
  • No monthly service charge with a minimum daily balance of $300, otherwise a $3 monthly service fee
  • A $2 fee will be assessed for each withdrawal over three (3) per month regardless of minimum balance
  • Earn interest on the daily balance of $1.00 or more
  • Tiered interest rate levels that allow you to earn more on higher balances
  • Interest is compounded daily and credited monthly