Secure Online Banking

lock

Personal Account

New to FirstNet Online?
Click Here To Enroll

Cash Management

To enroll in business online banking, please come into a branch or contact your relationship manager.

First NBC Tuition Gateway

lock


Forms Center

simply click on the form name that
you wish to print and fill out.

Reordering Checks is easy!

Mortgage Loans

First NBC Bank is dedicated to helping our customers cut through the red tape of home financing by offering an array of mortgage products to help you finance your home.

Mortgage Financing Options 

Whether you are purchasing your dream home or refinancing your current home, First NBC Bank has a product that is right for you.

Fixed-Rate

Fixed rate loans provide you with a fixed interest rate and will have the same principal and interest payment over the loan term.

  • 30-year fixed rate mortgage
  • 20-year fixed rate mortgage
  • 15-year fixed rate mortgage

Adjustable Rate Mortgage (ARM)

An Adjustable Rate Mortgage is a mortgage loan subject to changes in interest rates. Usually this type of loan has a start rate that initially provides a lower monthly payment for a specified period of time.  After the initial rate period ends, the rate adjusts to a fully indexed rate, which in most cases will increase your monthly payments.  However, ARM loans are typically subject to a “cap” which limits the maximum amount in which your rate can rise.

  • 10-1 adjustable rate mortgage
  • 7-1 adjustable rate mortgage
  • 5-1 adjustable rate mortgage

Government Loans 

  • FHA
  • VA
  • Rural Development

Jumbo Loans

  • Loan amounts in excess of conventional conforming limits.

Affordable Home Loan Programs

  • Bond Loans
  • Section 8 Home Ownership
  • Down payment and closing cost assistance programs
  • Soft-second Subsidy Programs

Special Programs

  • Jumbo/Combo Loans

Refinancing

It may be a good time to consider refinancing your home.  Refinancing your home at a lower rate may allow you to:

  • Reduce your current mortgage payment
  • Consolidate other debt into one monthly payment
  • Possibly save on interest over the life of the loan

Construction Loans

Similar to a line of credit, a construction loan is used to finance residential projects, such as new construction. You draw funds as needed to pay contractors and suppliers.  When the project is completed, the loan is paid-off with proceeds from permanent financing. 

Contact a Mortgage Professional

Contact Phone Area Parish Office Location
Gregory Michael Peters
NMLS# 657649
(228) 214-4004 Gulfport Harrison County Gulfport
Patty Laiche Daigle
NMLS# 657648
(504) 671-3466 Southshore Jefferson Parish Veterans
Marc Gervais
NMLS# 88835
(504) 671-3435 Southshore Jefferson Parish Transcontinental
Bernadette Leashay Jelks
NMLS# 430776
(504) 671-3452 Southshore Orleans Parish Carondelet
Pamela Renee Breland
NMLS# 684721
(985) 768-4567 Northshore St. Tammany Parish E. Gause