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Terms & Conditions

 

Terms of Use

THESE TERMS GOVERN THE USE OF THIS WEBSITE.  PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE.  DO NOT ACCESS THE WEBSITE IF YOU DO NOT AGREE WITH THESE TERMS.  BY ACCESSING OR USING THE WEBSITE OR ANY OF ITS PAGES YOU ARE INDICATING THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THESE TERMS OF USE.

 

Website Content and Materials

The Bank has established this website for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers and with members of the public.  Information that appears on this website should be considered an advertisement.  Nothing contained in any page on this site is intended to modify or replace the agreements that govern the Bank's products and services and/or the disclosures that describe those products and services.  If any information on the site conflicts with that in the Bank’s agreements and disclosures, the Bank's agreements and/or disclosures will control.

Not all of the Bank's products and services described on the website are available in all geographic areas, and the terms of some products and services may vary among geographic areas.  All products and services described on this website are subject to the Bank's eligibility and application requirements.

 

Linked Sites

From time to time the Bank may place links from this website to other websites   that are not owned, controlled or maintained by the Bank ("Third Party Site").  These links are provided strictly for your convenience.  The Bank has no control over and is not responsible for the content, products or services provided by any Third Party Site.  The Bank does not endorse or guarantee the products or information found on any Third Party Site.  When you click on a Third Party Site, you will leave this website and thereby assume all responsibility for your use of that Third Party Site.

 

Restriction on Use

The information and materials contained on this website are owned by the Bank or by others, as applicable.  No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law. 

 

Privacy

The Bank’s website and firewall are subject to monitoring by Bank personnel.  You expressly consent to such monitoring and are advised that any indication of criminal activity may be reported to law enforcement officials.  You may view the Bank's policy regarding how it uses its customers' personal information by clicking here. The Bank is not responsible for any information you provide to a third party through a Third Party Site, and the use of that information will be subject to the privacy and information-sharing policies of that third party.

 

Disclaimer and Limitation of Liability

You expressly understand and agree that you assume full responsibility for any risk associated with your use of the Bank's website.  The website is provided on an "as is" and "as available" basis.

THE BANK MAKES NO WARRANTIES OF ANY KIND REGARDING THE PRODUCTS AND SERVICES ADVERTISED ON THIS SITE.  THE BANK WILL USE REASONABLE EFFORTS TO ENSURE THAT ALL INFORMATION DISPLAYED ON THIS WEBSITE IS ACCURATE; HOWEVER, THE BANK EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, EXPRESS AND IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SUITABILITY, AND THE ABILITY TO USE THE SITE WITHOUT CONTRACTING A COMPUTER VIRUS.  THE BANK IS NOT RESPONSIBLE FOR ANY LOSS, DAMAGE, EXPENSE, OR PENALTY (EITHER IN TORT, CONTRACT, OR OTHERWISE), INCLUDING DIRECT, INDIRECT, CONSEQUENTIAL AND INCIDENTAL DAMAGES, THAT RESULT FROM THE ACCESS OF OR USE OF THIS SITE.  THIS LIMITATION INCLUDES, BUT IS NOT LIMITED TO, THE OMISSION OF INFORMATION, THE FAILURE OF EQUIPMENT, THE DELAY OR INABILITY TO RECEIVE, TRANSMIT OR PRINT INFORMATION, THE TRANSMISSION OF ANY COMPUTER VIRUS, OR THE TRANSMISSION OF ANY OTHER MALICIOUS OR DISABLING CODE OR PROCEDURE.  THIS LIMITATION APPLIES EVEN IF THE BANK HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGE.

 

General

The Bank may change these Terms of Use at its sole discretion from time to time, without notice to you, by posting the revised Terms of Use on the website.  You should review the Terms of Use periodically to ensure that you are aware of our most current Terms of Use.  Your use or viewing of our website after any change to the Terms of Use constitutes your acceptance of the amended Terms of Use, regardless of whether you reviewed them.   

The Terms of Use and your use of the Bank's website will be governed by and construed in accordance with the laws of the State of Louisiana, without regard to its conflicts of laws provisions or your actual state or country of residence, and by applicable federal law.

The Bank may discontinue the operation or maintenance of this website, any of its pages and/or any related content, features, products or services at any time without notice.